How would you manage if your cooker suddenly stopped working? It would be difficult enough for anyone to have to pay out to repair or replace an item like this unexpectedly, and for people with a bad credit history this can signify an absolute disaster. Most people would be able to apply for a loan, with credit checks having to be carried out whether or not you have poor credit. If you have a bad credit history and have County Court Judgements (CCJ’s) or defaults against your name the chances of obtaining a loan from a mainstream lender are not good. However, there are still options available and one of these is a payday loan. A payday loan is a way of obtaining cash quickly that does not always require a credit check. So if you’ve been looking for UK payday loans, we can help! Our payday loan partner offers loans from £75 and up to £1000 for online applications.
A payday loan is different from other, traditional loans because it is designed for the short term only. Only relatively small amounts of money are available, usually up to £500 and the money can be used for any purpose. No credit checks are required for a payday loan because it is designed to be repaid as soon as your next pay comes in from your employer. This means that the process of applying for a payday loan is very quick and the money can be made available as soon as 24 hours after the application has been made. Apply online for payday loans from £100 to £500 for new applicants. [wdgpo_plusone]
Applying for a payday loan is very straightforward, and can be done online. No credit checks will be carried out, so if you are concerned about previous CCJ’s, defaults or bad credit references, you need not worry. The only requirements are that you must be over the age of 18 to apply for a payday loan and be resident in the UK. You must also have a valid current account with a UK bank and be in verifiable employment.
It is expected that the payday loan will be paid back as soon as your employer sends you your wages. For this reason, a direct debit is usually set up so that the payment can be made automatically, with no need to remember to write a cheque out or make a card payment. Sometimes, it is possible for the loan to be granted for a slightly longer period of time, up to a maximum of three months so it is worth asking about this. The whole purpose of a payday loan is that it is only meant for a very short term so most lenders will not agree to repayment terms any longer than two to three months.
We are a fully regulated loans provider and we are happy to consider lending cash amounts up to £500 for a payday loan. No credit checks are necessary, even if you have a bad credit history, CCJ’s, defaults or have been declined elsewhere. Once you have been accepted for a payday loan, the money can be used for any purpose. Please contact us and we will be happy to discuss all the options with you.
